Archive | Money

Borrowing for College the Smart Way

This is the time of year when college students and their families start signing loan papers. Lots of families take out loans to pay for at least a portion of college costs, but far too many don’t borrow wisely. I suspect that families are so relieved after surviving the college admission process that they often […]

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The Myth of Private Scholarships

When parents and teenagers start contemplating college costs, they often assume that applying for private scholarships is their ticket to shrinking costs. Unfortunately, they’re usually wrong. Frankly, only 7% of college-bound high school students win a private scholarship. Okay, okay. Admittedly, most teens don’t bother to apply, but even if a teen is an eager […]

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Merit Scholarships: 9 Ways to Win a College Scholarship

Traditionally college and universities reserved their academic scholarships for a handful of their brightest applicants. But today, schools are handing out merit awards to far more students. At plenty of schools, even teenagers with “B” averages can cash in on this scholarship bonanza. These academic prizes are definitely worth pursuing. The average private school, for […]

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Getting an Academic Bargain Across State Lines

If you want to attend a public university outside your state, the price tag can often be outrageously high. It’s easy to understand why. States are usually only interested in holding down the costs for their own residents. You might, however, be able to capture a higher-ed bargain if your state maintains a reciprocal agreement […]

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Student Loan Price Drop

Did you or anybody you know take out a federal student loan before July 2006? If so, you’ll want to discover a great new way to cut your lending costs that many lenders are unlikely to divulge. The interest rate on Stafford loans, which were borrowed before July 2006, will be dropping significantly if you […]

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