Tag Archives | EFC

Your First Financial Aid Step

If paying for college is going to be a challenge, and it usually is, it’s important that you obtain your Expected Family Contribution before your begin looking at colleges with your teenagers. In fact, obtaining your EFC should be the FIRST STEP you take in the college process. Here is a quick rundown of what an EFC […]

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Erasing College Assets With Life Insurance

Today I’m sharing an article that Stephanie Hancock, CFP, who is a financial aid expert at College Aid Consulting in Los Angeles, wrote about the potential dangers of  using life insurance to hide assets. What families, who are eager to qualify for more financial aid, don’t understand is that insurance agents, who are suggesting this […]

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Getting Stiffed By Syracuse University

When students are shopping for colleges, admission representatives typically urge them to ignore the sticker price. Here’s what these college reps routinely say:  We’ve got lots of financial aid and scholarships. Just APPLY! I was reminded of why applying blind is such a reckless strategy when a mom contacted me after her husband, who is […]

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7 Weeks To Make Your College Decisions

This is a stressful time for teenagers and parents who are waiting for acceptances. Or who are trying to decide what the ultimate college choice will be. Or who are wondering how they are going to pay for a school when their financial aid package is inadequate. Today I want to share some conversations that […]

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