How colleges assess home equity for financial aid

Best CD Rates

You might assume that there is nothing good to say about the subprime mortgage meltdown that has triggered heartbreaking personal tragedies across the country. I assumed the same thing, which was why I was surprised to learn from The Wall Street Journal yesterday that there is one pleasant side to the financial heartbreak. Some of […]

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This Isn't the End of the World

I have never seen any statistics about the percentage of Americans, who catastrophize. These are the people who tend to tear themselves apart about setbacks, or even imaginary setbacks, which makes them seem far worse than they are. I am one of those people. When my daughter started driving, I worried a lot about her […]

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Using Retirement Calculators

If you ever fiddled around with an online retirement calculator, you may have felt uneasy with the results. That’s because these calculators, as imperfect as they are, will generate meaningless results if the calculations are based on faulty assumptions. Of course, we are the weak links since we’re stuck providing those assumptions. T. Rowe Price, […]

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Perspective on Today’s Crazy Market

For a couple of days last week, the stock markets seemed to be behaving as if it was suffering from some horrible chronic illness. But then Wall Street bounced back and behaved as if the problem had just been a hang nail. Today, the market has crawled back in bed. For all of us invested […]

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Overseas Investing and Volatility

I’m working on two books simultaneously so it’s been tough finding time to write on the blog, but today’s drop in the stock market prompted me to post an observation. I’m not worried about Wall Street’s temporary tantrum because these sorts of things happen every now and then. Actually, the Wall Street panic should make […]

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How to Find a Great Financial Advisor

Dear Lynn, I believe in one of your columns you made a recommendation on how to find the best “fee only” certified financial planners. Can you give me the website or archives with that column? Or a listing of them in the San Diego area? I miss your column in the Union Tribune, but do […]

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Finding Cheap Airline Seats

When I book airline tickets, I always wonder if the price will drop after I buy them. Should I wait a few days in hopes of saving money or should I just bite the bullet and move on? A new web site called aims to help travelers who hate to pay too much. The […]

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The No. 1 Threat to Your Portfolio

Every year Dalbar , Inc., a financial services firm in Boston, conducts a study on the investing acumen of typical Americans. Usually, the results are appalling. In this year’s study, which was released this week, investors fared much better than usual. In 2006, the average stock fund investor generated a return of 14.7%, while the […]

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